PPF Calculator
Estimate your Public Provident Fund maturity amount with yearly contributions. See the year-by-year breakdown of your deposits and interest earned.
₹1,50,000
₹
15 years
years
7.1%
%
Year-by-Year Breakdown
| Year | Invested | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹10,650 | ₹1,60,650 |
| 2 | ₹3,00,000 | ₹32,706 | ₹3,32,706 |
| 3 | ₹4,50,000 | ₹66,978 | ₹5,16,978 |
| 4 | ₹6,00,000 | ₹1,14,334 | ₹7,14,334 |
| 5 | ₹7,50,000 | ₹1,75,701 | ₹9,25,701 |
Result
₹40,68,209
Maturity Amount
Total Investment₹22,50,000
Interest Earned₹18,18,209
Maturity Amount₹40,68,209
80C Tax Saving/yr₹1,50,000
Related Calculators
Frequently Asked Questions
The current PPF interest rate is 7.1% per annum, compounded annually. The rate is reviewed quarterly by the government but has remained at 7.1% since April 2020.
The minimum annual deposit is Rs 500, and the maximum is Rs 1.5 lakh per financial year. You can make deposits in a lump sum or up to 12 instalments per year.
PPF has a 15-year lock-in period from the end of the financial year of account opening. Partial withdrawals are allowed from the 7th year. The account can be extended in blocks of 5 years after maturity.
Yes, PPF enjoys EEE (Exempt-Exempt-Exempt) tax status. Your investment qualifies for Section 80C deduction, the interest earned is tax-free, and the maturity amount is fully tax-free.
No, an individual can hold only one PPF account. If a second account is opened by mistake, it will be merged with the primary account or closed. You can hold one account in your name and operate one for your minor child.